MMB Chapter 34: Do I need start-up capital to start a business? Do I need 1 yuan?
Chapter 34: Do I need start-up capital to start a business? Do I need 1 yuan?
"Don't rush, I know you can't wait to officially launch your startup project today," Liang Jinhua said with a smile.
He first showed his company's business license and photos of cooperation contracts with some companies.
"Look, these are some photos of my entrepreneurial journey over the years. Take a look." Liang Jinhua handed the tablet to Jiang Sifan.
Looking at the photos, Jiang Sifan was shocked when he saw the picture of Liang Jinhua standing downstairs at the Alibaba building: "Senior, you...you have a collaboration with Alibaba?!"
"I'm just collaborating with one of his subsidiaries. I'm just making a fool of myself."
Liang Jinhua's humble attitude made Jiang Sifan admire him even more: "No, no, senior brother, you're so young to be able to collaborate with a subsidiary of Alibaba, that's something to be proud of in itself, how can you call it showing off?! I've never even started a business!"
Pan Lindong, who was standing nearby, said at the right moment, "Actually, our senior brother Jinhua is very modest. He has met Jack Ma before and attended Jack Ma's seminar."
"Hey, Xiao Dong, let's not talk about these things." Liang Jinhua waved his hand and said cheerfully, "It's just attending a symposium. People who don't know better would think I'm sitting on the dragon throne."
He looked at Jiang Sifan and said, "Junior brother, the future belongs to you young people. Don't worry, as long as you want to do it, there will be plenty of opportunities."
Then he took out several accounting reports and said, "Look, these are the accounting reports we use to settle accounts for the company."
As Jiang Sifan watched, Liang Jinhua explained, "Most of the individual business owners around the campus don't understand finance and taxation, so they have a need for bookkeeping and settlement services. In fact, some of the smart junior students at the school have naturally thought of this as well, but the biggest problem they encounter is that they don't have the qualifications to act as bookkeeping agents, so clients dare not hire them."
"Secondly, they lack resources and cannot find targeted customers, so they can only keep handing out flyers and promoting their products door-to-door."
Jiang Sifan then asked curiously, "So... if I want to start this business, what should I do?"
"Don't worry, their biggest problem is no problem at all with me. You forgot, I'm an accounting agency, so I have the qualifications to do bookkeeping. And I haven't been idle these past few years. I've already spent money to collect information on individual businesses around Jinling Institute of Technology. It's just that my company is short-handed, so I have to develop a downline," Liang Jinhua explained.
Upon hearing this, Jiang Sifan exclaimed excitedly, "That's wonderful! Then, senior brother, what should I do?"
He knew, of course, that Liang Jinhua wouldn't help him for no reason.
In theory, the income should be distributed according to a certain percentage.
As long as Liang Jinhua isn't too greedy, Jiang Sifan will agree.
After all, he provided the startup project plan and helped arrange the resources; I was just an executor at best.
He was well aware of this.
Liang Jinhua laughed and said, "So, you agree to do this project? But there's one thing I need to remind you: starting a business is risky, and you need to be careful when entering a new industry. You should think it through carefully. This isn't a business that guarantees profits; there's no such thing as a free lunch."
"Don't worry, senior brother, I understand these principles. As long as senior brother Jinhua doesn't mind, that's fine," Jiang Sifan replied.
"Here's the thing, we split the bookkeeping revenue 30/70, with our company taking 30% and you taking 70%. As for how many people you want to hire to help you, that's your business. We only take 30% of the profit," Liang Jinhua explained.
Jiang Sifan never expected that Liang Jinhua would only ask for 30% of the profits. He really was lucky to be a fellow disciple!
Just as Jiang Sifan was getting excited and ready to make a big splash, Liang Jinhua said, "However, there are some fees you need to pay in advance."
Hearing this, Jiang Sifan asked somewhat nervously, "Senior brother, what fees are involved?"
"Here's the thing, we have an annual fee for accounting software, such as Kingdee and Yonyou's micro-enterprise version, which costs 3,000 yuan per year. In addition, there are the costs of printing materials for the agency bookkeeping qualification registration, errand fees, initial community promotion, and flyer printing. The total start-up capital is about 10,000 yuan," Liang Jinhua explained.
When Jiang Sifan heard that the cost was 10,000 yuan, he was immediately stumped.
These days, he can't even come up with a thousand or two at once, let alone ten thousand!
Seeing that Jiang Sifan hesitated, Liang Jinhua took the opportunity to say, "It's okay. I know this amount of money is indeed a lot for a college student, but as the saying goes, you can't catch a wolf without risking your cub. There's no such thing as a free lunch."
"Besides, if this startup project succeeds, won't you be making money while lying down every month?"
Seeing this, Pan Lindong also encouraged, "Yes, Junior Brother Sifan, you have no idea how many good words I said to Senior Brother Jinhua before he agreed to meet you. You can't give up just because of this initial investment!"
As a freshman, Jiang Sifan was no match for the persuasion of the two old foxes.
After careful consideration, I became even more determined.
He gritted his teeth and nodded, saying, "Alright! Senior Brother Jinhua, give me some time, I'll go raise the money."
"Alright, how about this? I think we're destined to meet. I'll cover the cost of 500 yuan myself, and you only need to give me 9,500 yuan for the initial investment!" Liang Jinhua said arrogantly.
"Thank you, Senior Brother Jinhua. I will definitely live up to your expectations!" Jiang Sifan bowed again.
After a brief chat lasting a few minutes, Jiang Sifan left.
Before getting up, Pan Lindong glanced at Liang Jinhua and then took Jiang Sifan out with him.
Before getting off the elevator, Pan Lindong said earnestly, "Junior Brother Sifan, I think you're a promising talent. I'm not afraid to tell you, someone offered me money to have my senior brother in Jinhua recommend me, but I thought that person was unreliable and refused outright."
"I feel a connection with you, so I strongly recommended you. Don't let me down!"
Upon hearing this, Jiang Sifan immediately nodded and assured him, "Don't worry, Senior Brother Lin Dong, I will definitely do my best. Once my project is up and running, I'll treat you to a meal!"
"Sure, sure! Haha! Be careful on your way back, we'll keep in touch via WeChat."
"it is good."
On her way back to school, Jiang Sifan's mood began to change from excitement to distress.
The road to entrepreneurial success is about to be paved, but where will the start-up capital come from?
Should I ask Aunt Zhang for a month's salary in advance?
Given Aunt Zhang's personality, she will probably give it to her.
But it's only a little over three thousand yuan, we're still short seven thousand!
Ask your sister for it?
Jiang Silu is probably even poorer than me, never mind.
Looking for Mom?
As soon as the idea came to mind, Jiang Sifan decisively dismissed it.
Jiang Yixia has had enough to do these past few years; he can't add to his mother's burden.
As for finding his hated father, Jiang Sifan never even considered it.
After much deliberation, Jiang Sifan thought of his girlfriend, Huang Hui.
Wait!
Did she send herself a WeChat message?
Jiang Sifan then realized what was happening and immediately took out her phone to open WeChat.
An hour ago, Huang Hui sent herself a message: 【Haha, keep it up! I'm waiting for my baby to buy me an iPhone!】
Upon seeing this news, Jiang Sifan became even more reluctant to ask for a loan.
He walked toward the school gate with a heavy heart.
Meanwhile, Huang Hui took dozens of selfies in the past hour.
Then she picked out nine photos that she thought were the best and posted them on her WeChat Moments.
The next second, Lin Bei gave it a thumbs up.