Chapter 1 Now you won't dislike me, right?
Chapter 1 Now you won't dislike me, right?
"We were pushing too hard."
Li Chao was curled up next to his electric scooter, clutching his stomach. His once sharp features were now scrunched up, and sweat poured down his forehead.
After a few minutes, the stomach pain lessened slightly, and I slowly straightened up, got on my electric scooter, and headed home.
He worked a night sorting at the logistics center in the county town and earned 180 yuan in cash, but at the cost of being starving and exhausted.
I was almost home when my stomach started protesting.
A few minutes later, I got home, sat down on the sofa, and felt as if my soul had returned to my body.
He took out the money he had earned that day from his pocket, then opened the drawer under the coffee table and took out all the loose cash inside.
Put the 100-yuan notes together, the 50-yuan notes together, and the 20-yuan and 10-yuan notes together.
After taking stock, it's already close to nine thousand yuan.
Li Chao breathed a sigh of relief, "I'm almost done saving up."
He needs to save at least 10,000 yuan to turn his life around.
Looking back on my eight years of experience, I entered a top university in China in 2020 with a score of 640 in the college entrance examination, entered the A-share market with a scholarship of 10,000 yuan in 2021, and earned my first million yuan in 2022.
In 2023, my account balance was halved to as low as 500,000, but by the end of the year, it had returned to 2 million.
In 2024, just before his graduation, his account reached a new high of six million.
Not long after graduation, he encountered the unprecedented 924 market crash. With his keen judgment, he went all in on Eastmoney on the first day, and a few days later, his funds exceeded ten million.
Then, his net worth skyrocketed. By the end of 2024 alone, his assets had reached 30 million, and he appeared on the Dragon and Tiger List for the first time.
The market was very bad in the first half of 2025, but his assets continued to grow steadily in his area of expertise: short-term trading.
Because of the explosive popularity of Nezha, he immediately got involved with the relevant distribution company, which caused his assets to skyrocket to 100 million yuan.
It declined slightly afterward, but still maintained assets of 90 million in June.
Then came the start of the A-share bull market, with various themes springing up like mushrooms after rain. In just August, his assets doubled, and in November they more than doubled again, and in December they also more than doubled.
By the end of 2025, he had officially become a regular on the list of top earners and losers, with total assets exceeding 500 million yuan.
This was the most glorious moment of his life, and also the moment when his heart was most brimming with pride.
He felt he could be even better, but was limited by his limited funds.
He believes that in a market with such a strong theme and a stable trading volume of over two trillion yuan, if he started with a capital of one billion yuan, he could still achieve the same rate of return after a year.
Then, in 2026, after being contacted by many people, he finally established a private equity firm.
The parties eventually pooled together 2 billion yuan, and due to their strong confidence in themselves, the relevant agreements were extremely stringent.
Besides his own share of one billion, he wants to take a minimum of 30% and a maximum of 55% of the profits from the remaining funds.
Similarly, he also has to bear some responsibility. Profits and losses come from the same source, and he also has to bear more responsibility for the losses.
That was the first time he had ever truly come into contact with large sums of money.
The previous hundreds of millions of yuan were spread across four or five stocks, and the remaining positions were only worth tens of millions of yuan per stock on average.
However, with two billion yuan in funds available to private equity firms, even if they allocate half of their funds for operations, given their limited energy, the only option they can have is to allocate more funds to individual stocks.
This was his first time experiencing what it felt like to be a key player.
At first, you can make a small profit, but the more you go on, the more problems arise.
It even seems as if your every move is being monitored. Tickets that have just been purchased are immediately sold off, and a lot of money can accurately target you.
Even with his position size controlled to the extreme, he still lost 10% for the entire year of 26.
2027 will be an even more terrifying year, but he has never been willing to admit defeat. This confidence comes from his past experience of being thwarted and then rebuilding his career.
As a result, he lost another 23% in just six months. Then, according to the contract, the relevant private equity product was forcibly liquidated. He not only lost all his net worth but also owed tens of millions of yuan, ultimately becoming a defaulter.
Now, his bank card is frozen, and even his WeChat Wallet can only be used to spend 1,500 yuan per month. As soon as there is any money in his account, it will be withdrawn by the bank immediately.
So he chose to do cash orders to save up cash.
I've been saving until now, and in 2028, after deducting normal expenses, I'm still a bit short of saving 10,000 yuan.
But it's not much different now.
The only problem right now is that he needs to open a securities account.
His securities accounts were all frozen, and reapplying would definitely not be approved. Even if he were approved, he wouldn't have a bank card to link to them.
I opened WeChat and looked up some contacts, trying to find someone I was close to.
Among them are high school classmates, college classmates, and many marketing managers from the era of extravagance and waste.
In high school, he was rather withdrawn and had very few friends.
My relationship with my roommate in college became strained because I didn't involve them in stock trading.
His parents died unexpectedly when he was fourteen. He has not had any contact with relatives on either side for more than ten years, and he has not even let others know that he is making money.
My dad's comrade-in-arms, Qin Zhiguo, often invited me to live at his house, saying he would support me through college.
At that time, Li Chao was extremely sensitive and unwilling to go.
After that, the other party would give him living expenses every month. In high school, he would receive 1,500 yuan per month, and after he went to college, he would receive 3,000 yuan per month.
To some extent, it was those living expenses that supported his ability to trade stocks.
Otherwise, with scholarships, grants, and poverty subsidies, even a decent meal would be a luxury for him, let alone saving money to invest.
That money was only enough for him to eat his fill, but in the university environment, dignity was sometimes also required.
Later, when he had more money, he would send gifts to that uncle's family during holidays, and over the years he had given away millions of dollars.
He couldn't remember the exact amount, nor had he ever thought of remembering it.
"Should we borrow from Uncle Qin or Aunt Liu?"
"Both of them are public officials, and although they are not in particularly important positions, it is still a bit troublesome to operate them."
"Who else can we turn to?"
Just then, a WeChat friend named Nuanyang sent me a message.
"I heard you're back? Can you give me some advice?"
Li Chao replied, "What's wrong?"
The other person's name is Qin Nuanyang, Qin Zhiguo's daughter. The two had some conflicts in their early years, and although they resolved them later, they rarely communicated.
Nuanyang: "My parents have introduced me to a few blind dates. Could you help me decide which one is good?"
"No, you want me, an outsider, to give advice on this? What advice could I possibly give?"
Li Chao pictured Qin Nuanyang in his mind. Although Qin Nuanyang was not good at studying, she was good-looking and had a great figure. She was the same age as him, both twenty-six years old this year.
She's getting married...
Nuanyang: "My dad always says you're amazing, and he tells me to learn from you. He says even if I were just one percent as good as you, they wouldn't be so worried. Let me tell you about the people I've been on blind dates with, and I'll give you some advice."
"Okay, go ahead and say it."
Li Chao felt that he could borrow Qin Nuanyang's account temporarily.
Let's start chatting first!
Nuanyang: "One of them is Zhao Rui from our class, who graduated from the same university as you..."
"I know him. He's in the same major as me. He had three girlfriends in college, but I don't know about other majors."
"Oh? Never mind then... There's another one who's two years older than me, graduated from a regular university, but has successfully started his own business. He owns several shops in our county and a house in Jiangzhou. He's also quite good-looking..."
"If you're after the money, you can give them a try... By the way, what kind of shop does they own in the county?"
"That super popular hot pot restaurant, I think it's called 'Mountain Man'..."
"Xu Pei is indeed rich. He also owns a bathhouse and two foot massage parlors in Jiangzhou."
"Can he do it?"
"Sure, if you don't mind him having many girlfriends."
"Huh? Why is everyone like this? What about you?"
"Nonsense, if I don't date when I'm broke, and I still don't date when I'm rich, then what's the point of having money?"
"Oh, okay..."
Li Chao was so tired that he fell asleep on the sofa while chatting with Qin Nuanyang.
……
At this time, about five kilometers away from Li Chao's home, in the staff quarters of Xichuan County No. 1 High School.
A woman with a stunningly beautiful figure rushed out of the bedroom and said to the middle-aged man in the living room, "Dad, I just asked Li Chao, and he said neither of the two blind dates you introduced me to were suitable!"
Qin Zhiguo frowned and asked, "How did you know to go find him?"
Qin Nuanyang said with a smile, "Didn't you all say that I should learn from him?"
"Alright then, I won't introduce him for now. You've been home for quite a while now, so let's invite Li Chao to dinner tomorrow. He's been in a bad mood lately."
"What's wrong?"
"He went bankrupt. Over the years, he has sent a lot of things to his family. I'll try to sell them when I have some free time in a few days. I'll give him whatever amount I can get. Tell him not to feel guilty. His family can provide for him no matter what."
At this moment, Qin Nuanyang didn't hear a word of what followed.
All she knew was that Li Chao had gone bankrupt.
Bankruptcy means no money, and no money means...
Her eyes grew brighter and brighter.
She returned to her room and immediately sent a message to Li Chao.
"I heard you went bankrupt?"
"His girlfriend probably ran away too, right?"
"Call me 'sister,' and I'll take care of you from now on! I'll give you 8,000 out of my 11,000 monthly salary. Isn't that generous enough?"
"Now you won't dislike me, right?"
MMB