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Out of curiosity, Jiang Chen also walked over.

Qin Yanran's voice was intermittent.

"What do you want?"

"how come?"

"I only borrowed a little, how could you let me pay back so much?"

"Is the agreed interest rate the market rate?"

"Your request is too shameless, I cannot accept it!"

“This is outrageous”

Jiang Chen listened from a distance, and already realized something.

It seems that Qin Yanran, a female college student who is as proud as a peacock, has also gotten into trouble.

It seemed that he was involved with something dark.

Jiang Chen used mind reading technique on Qin Yanran!

Mind reading, activate!

嗖

Qin Yanran's inner activities were instantly clear in front of Jiang Chen, and there was nothing to hide.

Jiang Chen could see every move in Qin Yanran's heart very clearly.

Absolutely no one can hide their true thoughts in front of Jiang Chen.

Jiang Chen, feel the feeling of God here!

Qin Yanran: "How can those shameless people do this?"

"I just borrowed 3 yuan, and they asked me to pay back 60 yuan after half a year?"

"How can there be such a loan?"

"I, I just want to dress myself up a little bit better, so that Brother Jiang can see that I notice me, so that he doesn't just focus on Tian Yucheng."

"I'm so jealous of Tian Yucheng, she can have dinner with Senior Brother Jiang Chen."

"I really like Senior Brother Jiang Chen!"

Jiang Chen: "..."

It turns out that the truth is like this!

Qin Yanran actually borrowed a "campus loan"!

Campus loan, commonly known as routine loan, is a kind of loan that can eat people without spit out bones!

These heinous usury are not loans at all, but a terrible extortion.

Some people obviously only borrowed a few thousand yuan, but after half a year, they will pay you hundreds of thousands!

According to regulations, the interest rate on borrowing money cannot exceed four times the specified interest rate.

The highest, that is, 15.

But campus loans are different.

The real interest rate of campus loans may reach tens of thousands of percent!

Every year, there are countless tragedies caused by campus loans and routine loans!

Some people say that these people are all college students and don't know the dangers of routine loans, so they want to borrow money?

This is what they deserve.

Jiang Chen thought that he absolutely couldn't be so cold-blooded.

Some people really don't know the dangers of routine loans, and they don't know the true colors of these vampires.

When they borrowed money and advertised, they were very kind, and the various conditions were very nice.

But when it comes to real debt collection, they are all gangsters, very violent.

Many female college students even have to hold their ID cards and pay for loans!

Once not, the collectors will publish their photos and put them on the Internet, which will have huge and devastating consequences for their lives.

Even if it is posted, these photos will be bought and sold at high prices and spread.

For girls, this is simply an act of social death.

But not all girls realize the great danger behind this.

Qin Yanran seemed to have fallen into the trap of some black hands.

Jiang Chen will never sit idly by!

Chapter 623 There is a way to heaven, if you don’t go, there is no way to hell, you come here

Qin Yanran walked into a low and hidden small house.

Immediately, he was surrounded by several burly men in black clothes.

Qin Yanran was a little dumbfounded: "You, what are you doing?"

The leader, a burly man, looked Qin Yanran up and down, and a bright light appeared in his eyes: "Hey? This product is not bad. It looks like a model. It's also a good figure!"

Qin Yanran said angrily: "Where are you looking? Didn't you invite me to come over and talk about paying back the money?"

"yes"

A few hooligans gathered around, their leery eyes drifted towards Qin Yanran: "It's true that we are looking for you. But, do you have the money to pay us back?"

Qin Yanran's face froze.

"I don't have the money to pay you back now. Besides, the interest you want is too much. It was agreed to be 16. How could it change so much? 3 yuan, 60 yuan?"

"The interest we agreed on is 16, that's right, but we don't just collect interest!"

The big black guy in the lead grinned and said, "Don't you know? We also charge information service fees and management fees! Consulting fees! These fees all charge interest. As long as you don't pay by then, you will be charged interest!"