MMB 342. Jia Dongxu Mortgages His House Book And Asks Liu Haizhong To Borrow Money
342. Jia Dongxu Mortgages His House Book And Asks Liu Haizhong To Borrow Money
The next day came.
Siheyuan.
Jia Dongxu's house.
Right now, the family is having breakfast.
Jia Dongxu plucked up his courage and began to implement the plan.
So Jia Dongxu slapped the table and shouted: "Mom! Me! Me!"
"What? You what?" Jia Zhang asked with a cold look.
"Me! I want to mortgage the house to borrow money to start a business! If you don't give it! I will commit suicide!" Jia Dongxu said, then came to the cupboard, picked up a knife, and put it on his neck.
"You! You bastard!" Jia Zhang was suddenly out of breath.
Huaihua Xiaodang Banggeng and the others were shocked.
Wow, that's a great move!
Jia Zhang looked at Jia Dongxu angrily and said: "You! You die! I will not agree to mortgage the house! What if we lose money! Then our family is doomed! The house will be sold!"
"What a loss! How could it be a loss! Mother! Look at Banggen! He is thirty-one! Li Qin is the same age as him! His son is seven years old! Do you want Banggen to be single for the rest of his life?"
"What do you care about me being single? You are so unreasonable!" Jia Zhang replied.
"Look, do we have any spare space in our house? If we don't have a house, who will marry BangGong! And it's hard for BangGeng to find a job! No one will marry him if he doesn't have money!" Jia Dongxu explained.
Sticky nodded frantically: "Yes, yes! That's right!"
Xiao Dang also crazily assisted and nodded crazily.
"Then...then we can't mortgage our house...wait for Sophora japonica to hook a rich man! Ask Sophora japonica to find a job at 530 and buy a house!" Jia Zhang said.
"Mother, ghosts know if Huaihua can be hooked! We can't always put our hopes on Huaihua's body! It's not safe!" Jia Dongxu said.
"Ouch...you are trying to force me to death!" Jia Zhang suddenly looked like she was about to cry.
"Mortgage it! It's okay! The clothing store is very stable! You will never lose money! You have to procrastinate like this again! Wangfujing's facade is gone!" Jia Dongxu said.
"No! I don't agree! What if! Even if the clothing store does not lose money, what will you do if you make some money and go to a bigger business, and then lose all your money?" Jia Zhang still knows Jia Dongxu very well. character.
Jia Dongxu is greedy, and when he gets greedy, he can't control it!
"I'm only in the clothing store! Please! Is that okay? You don't agree! I'll cut off my own neck!" After Jia Dongxu finished speaking, he pressed the knife firmly against his skin.
"Mother! I see Li Fanghong's life is so good, I feel uncomfortable, don't worry, I will open a clothing store, and life will be better than now! I swear!" Jia Dongxu roared.
"Okay! I don't promise you that today will be endless! Just run a clothing store! Do you know? Just live better than now, just be better than silly Zhumi!" Cao Zhang said.
"Okay!" Jia Dongxu nodded excitedly.
Immediately, Xiaodang Stickong roared crazily and happily.
Jia Dongxu also put down the knife, with a smile on his face.
"Mother, calm down (afed)," Jia Dongxu said with a face faster than turning the pages of a book.
"Remember to keep safe!" Jia Zhang urged.
"Yeah!" Jia Dongxu nodded.
Then, Jia Dongxu got the house book hidden by Jia Zhang.
It could have been mortgaged to a bank, or it could have been mortgaged to a private individual.
But if you mortgage it to a private person, you can borrow more money.
Jia Dongxu intends to mortgage the money to a private person.
"But, there is no way! Go find Xu Damao! Xu Damao can borrow about three thousand yuan with his bare hands. Xu Damao must know someone!"
So, Jia Dongxu took the house book and came to the door of Xu Damao's house.
Jia Dongxu knocked on the door.
"Dong dong dong! Xu Damao! Open the door!" Jia Dongxu yelled.
"Jia Dongxu?" Xu Damao opened the door and looked at Jia Dongxu.
"Jia Dongxu, what are you looking for me for?" Xu Damao asked.
"Xu Damao, do you know someone who can lend me several thousand at once?"
When Xu Damao heard this, he shook his head: "I don't know each other, I borrowed the money from many people, but I see that you have the house book, do you want to mortgage the house book to borrow money?"
Jia Dongxu nodded frantically. "That's right! That's right!"
Xu Damao thought for a while, then said: "I can show you the direction! But I want to charge you five thousand yuan for using your brain?"
"It's a waste of brains...Okay, fine!" Jia Dongxu nodded.
In fact, Jia Dongxu said in his heart: "Ah! Pooh! Just use your brain and charge me fifty! It's even better than bandits!"
"Tell me, who should I find?" Jia Dongxu asked.
"You pay first!" Xu Damao said.
"Yes!" Jia Dongxu gritted his teeth, then went home and gave Xu Damao 50 yuan.
"Now you can talk!" Jia Dongxu said unhappy.
"You can find Liu Haizhong!" Xu Damao replied.
"What! In the bangs! You are making trouble! Are you kidding me?" Jia Dongxu roared.
At this moment Xu Damao said: "Think about it! Liu Haizhong's three sons are not filial, Liu Haizhong is now worried that he will have no money for retirement and medical treatment in the future! You use the house book to ask him to borrow money! He will definitely agree! He will not let go of earning your interest Opportunity!"
"Besides, he has been practicing for so many years? Think about how much he has saved! It must be five or six thousand!" Xu Damao said.
There are still five or six thousand in Liu Hai. After all, he has worked in the steel mill for so many years and has been saving money in case no one will provide for the elderly.
But not as much as 30,000 in the TV series.
At this time, Jia Dongxu rolled his eyes.
I thought to myself, borrowing money from neighbors is better than borrowing money from outsiders.
In the future, even if it is not yet available, there is still some room for negotiation.
So Jia Dongxu gritted his teeth and decided to ask Liu Haizhong to borrow money.
So Jia Dongxu left the door of Xu Damao's house and came to the door of Liu Haizhong's house.
"Dong dong dong! Uncle II! Open the door!" Jia Dongxu shouted.
"What's the matter?" Liu Haizhong got old and walked slowly to the door.
Then open the door.
"Uncle Er! Can you lend me five thousand?" Jia Dongxu said, but Jia Dongxu was also a little cautious and didn't mention the mortgage.
But when Liu Haizhong heard it, he immediately shook his head crazily: "No, no, no! That's not acceptable!"
"Hey! I'll mortgage the house to you! If it doesn't pay off! You sell my house!" Jia Dongxu said.
"That's fine, let's sign the contract! Then go to the relevant department to register for the mortgage, and I'll lend you five thousand yuan!" Liu Haizhong said.
Liu Haizhong also understands the law, so he and Jia Dongxu have to go to the relevant department to register the housing mortgage loan procedures, then the law will come into effect, and Jia Dongxu can sell Dongxu's house according to the law without paying the money.
At this moment, Jia Dongxu was stunned. He didn't expect that although Liu Haizhong was old, he knew the law, but he was just stunned for a while, because Jia Dongxu had expected this to happen.
"Okay! Borrow!" Jia Dongxu nodded.
Then the two were in the room, talking about interest.
Liu Haizhong said: "As for me, I'm the second uncle! I won't cheat you either! I charge you 20% interest per annum, which is legal!"
"Yes!" Jia Dongxu nodded.
Twenty percent interest per annum.
The interest is only 1.6% a month.
If you borrow 5,000 yuan, you will pay 80 yuan in interest a month.
The total interest is 920 yuan a year.
This is not a trap.
Much more expensive than Yanbu.
Then Liu Haizhong said: "I lent you 5,000 yuan, and you pay it off in one year, and pay back my 416 of the principal in one month, plus the interest of 80 yuan, and you will repay me a total of 496 yuan a month! If you don’t, and you still can’t pay the furniture after selling it, I will sell your house according to the law and pay me back!”
"Hmm!" Jia Dongxu agreed.
Let's talk about Liu Haizhong, after all, he didn't cheat Jia Dongxu, Liu Haizhong just wants to earn more pension money.
Lend Jia Dongxu 5,000 yuan and earn 960 yuan a year in interest, which is better than most people's annual salary.
"By the way, it's useless for you to lie around when the time comes. Let me tell you, if you don't come up then, I will act according to the contract!" Liu Haizhong urged.
"No problem! I will definitely make a lot of money in business! It will be fine to pay you back more," Jia Dongxu smiled happily.
"Okay, let's go to the relevant department to register for you to mortgage the house and borrow money, and then find a lawyer to testify and sign the contract," Liu Haizhong said.
"No problem!" Jia Dongxu nodded.
The contract is like this.
【If Jia Dongxu can’t pay it within a year, it will be overdue for at most one month! If you can’t pay it after one month overdue, then sell the furniture and pay back the money first, if it’s not enough! Sell Jia’s house and pay back Liu Haizhong’s money. 】.